Insurance Claims


First Party Claims -  A “First Party” is someone who is an insured under an insurance policy. A first party claim must be paid    directly to an insured. A claim for property damage under homeowner’s policy is an example. Third Party Claims -  A “Third Party” is someone who is a stranger to the  insurance policy. A third party claim is one that involves damage or harm to a third party. An example of a third party claim is one against an insured driver who negligently causes an automobile accident.


 

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